Seattle Underinsured Motorists Attorney
Every driver in Washington must carry a minimum of insurance coverage before getting behind the wheel. In Washington, these amounts are $25,000 in bodily injury liability coverage per person, $50,000 per accident, and $10,000 in property damage. If you were in an accident with an uninsured or under-insured driver in Seattle, contact the Seattle under-insured motorists attorney at Washington Injury Law for assistance.
Why Choose Washington Injury Law?
- We make the legal process simple. Our lawyers will use their understanding of personal injury law and experience going to court on your behalf. It is our mission to make the process of hiring an attorney easy on clients.
- Our Seattle personal injury lawyers own funds in each case. We understand the financial burden you may be under. Our firm advances all costs needed to bring your claim. We handle cases on a contingency fee agreement – you do not pay unless we win.
- We have years of experience with car accident claims. Our personal injury attorneys understand how to negotiate uninsured and underinsured motorist claims. We will make sure an insurance company does not try to take advantage of you.
When to Call a Seattle Underinsured Motorists Attorney
Uninsured and underinsured motorist claims are not easy to negotiate as a crash victim. The at-fault driver may refuse to admit fault, or you could be the victim of a hit-and-run. You may have to negotiate a fair settlement with one or more insurance companies. If you hire a Seattle underinsured motorists attorney, you do not have to worry about an insurer taking advantage of you. You can ensure you receive the fair and full value of your damages, based on an evaluation from your lawyer. You can relax and focus on recovery while your attorney handles your legal claim.
What to Know About Underinsured Motorist Claims
What happens when an uninsured or underinsured motorist causes your injuries? The answer depends on your auto insurance coverage. Uninsured/underinsured motorist insurance is available in Washington, but it is not a mandatory insurance requirement. If you choose to purchase this coverage, your own insurance company will cover your medical bills and property damage expenses after a collision with an uninsured or underinsured motorist. If you do not have this insurance, however, you may end up paying out of pocket – unless you can prove a third party’s fault for your damages.
Washington Fault Laws
Washington is a comparative negligence state. Unfortunately, hundreds of motorists drive around without adequate insurance – or with no insurance at all. More than one party could share liability for the same auto accident. Its insurance system works mainly on a fault basis, but drivers have the option to purchase no-fault personal injury protection (PIP) coverage. If you have this optional coverage, your insurance company may pay for your personal injury costs, even if the other driver does not carry enough insurance. Your other option may be to file a lawsuit against an at-fault party other than the driver, such as the city of Seattle for an unsafe roadway.
Who Is Liable?
The problem with underinsured motorist claims in Seattle is that even if you can prove the at-fault driver’s negligence, he or she probably will not have enough insurance to pay out a settlement or verdict award. This leaves two options: filing a claim with your own insurer or bringing a lawsuit against a third party. An accident attorney can investigate your crash for signs of someone else’s negligence, such as a defective seatbelt or a poorly designed roadway. Then, your lawyer can help you fight for financial recovery through every possible outlet.
Learn Your Rights Today
It is important to speak to a Seattle Underinsured Motorists Attorney if you have been in a car accident with an uninsured or underinsured driver in Seattle, or if you have been in a hit-and-run and need to file an uninsured or underinsured motorist claim with your own insurer. Both situations can be tricky to navigate on your own. Discuss your case with an attorney for free today. Call (206) 960-4522 to speak with someone at Washington Injury Law.